Zakada ZO

Zakada “ZO” brings more than 22 years of specialized investigative research, data integrity, data mining, financial-document analysis, and records research to The Hot Zone Agency. His professional expertise encompasses complex research involving mortgage documentation, promissory notes, foreclosure records, debt and account documentation, trusts, corporate entities, servicing relationships, contracts, and mortgage-backed securities.

As a research professional, ZO specializes in identifying, organizing, analyzing, validating, and documenting information so businesses, professionals, and organizations can make better-informed decisions based on properly researched records and available verifiable data.

His investigative research experience includes examining foreclosure-related documentation, researching the identity and authority of parties executing corporate documents, analyzing servicing and administrative relationships, and tracing available records associated with mortgage and financial transactions.

ZO's specialized research extends to identifying and researching potential real parties in interest, note-receivable asset owners, certificate holders, sub-servicers, master servicers, trustees, government-sponsored enterprises (GSEs), custodians of records, transfer agents, and other participants associated with financial assets and mortgage-backed securities.

AREAS OF EXPERTISE

Investigative Research & Documentation

Data Integrity & Data Mining

Financial-Document Research & Analysis

Promissory Note & Mortgage Research

Foreclosure Documentation Analysis

Debt & Account Validation Research

Trust & Corporate Entity Research

Corporate Standing & Entity Verification

Contract & Covenant Analytics

Mortgage-Backed Securities Research

Ownership & Asset-Chain Research

Records & Documentation Analysis

GAAP/FASB Accounting Standards Research

Court-Rule & Procedural Research

Brief & Motion-Writing Experience

Basic Pro Se Motion-Writing Training

Licensed Private Detective

SPECIALIZED FINANCIAL RESEARCH

ZO has conducted research concerning financial assets and mortgage transactions through available records involving sub-servicers, master servicers, trustees, GSEs, custodians, transfer agents, and other financial-market participants.

His mortgage-backed securities research has included examination of publicly available regulatory and securities information, including resources associated with Title 15 U.S.C. §78c, the Depository Trust Company (DTC), the Fixed Income Clearing Corporation (FICC), CUSIP-identified securities, and related ownership documentation.

PROFESSIONAL BACKGROUND

ZO's investigative career includes professional experience with Ranger Investigation and Protection, a licensed private detective and investigative organization in Elizabeth, New Jersey, where he worked from 1983 through 2008.

Beginning in 2005, he expanded his professional practice as an Independent Research Consultant, specializing in foreclosure, covenant, contract, documentation, and financial-record analytics. Since 2009, he has also served as an Assistant Research Consultant with the Housejacking Research Consortium, continuing his work in investigative research, documentation, data analysis, and financial-record research.

ZO is also a published author. His nonfiction work was published by HarperCollins in 2001 and was nominated for an Edgar Allan Poe Award in the Best Fact Crime category.

THE HOT ZONE AGENCY | AFFILIATE PARTNER

As a The Hot Zone Agency Affiliate Partner, Zakada “ZO” brings investigative intelligence, research discipline, financial-document analysis, and records-based research to the Agency's expanding network of athletes, entertainers, entrepreneurs, executives, professionals, and organizations.

His role supports THZ's commitment to helping its clients move beyond visibility by strengthening the research, information, documentation, and strategic intelligence behind their business opportunities, assets, contracts, and long-term legacy objectives.